The Top 5 Digital Wallets For You

Your Fiat currency or money, whatever, deserves the best digital wallet. It should be flexible, accessible, transparent, and, most importantly, safe and secure. We’ve got the best digital wallets that enable easy storage of money and provide the best digital experience. Here you go!

Apple Pay

It is a comprehensive platform designed for Apple devices. It uses DPAN (device Primary Account Number) that prevents hackers from accessing users’ data. It helps in making purchases from any retail location, send money to friends or family.

So the Apple Pay account can be added with money or sync it to the respective bank account. It is easy to use. It has no operational fees. However, the credit card addition to Apple Pay will have a 3% processing fee for all the transactions. The iPhones, by default, will have Apple Pay installed in them.

Google Pay

Google Pay is one of the popular digital wallets. The Google Pay feature is available across various countries, and for iOS, Google Pay is only available in the US. Google Pay, stylized as GPay, was formerly known as Android Pay, developed by Google. It is designed to power in-app, online, and in-person contactless purchases through mobile devices. Users can make payments with Android phones, tablets, or watches.

The digital wallet uses NFC (near-field communication) to make payments as long as the devices are within a short distance of each other.

GPay allows users to make purchases on eCommerce sites, send money to friends and family, make in-app purchases, pay bills, etc. Users can add a debit or credit card or any bank accounts to conduct transactions. It is the safest wallet that will offer strong protection. It offers easy tracking of online payments. Also, it charges no fees for sending money to your contacts.

Samsung Pay

It is one of the competing digital wallets that allow both NFC and MST payments. As a result, Samsung Pay enables users to pay using the traditional magnetic strip method or the new and improved contactless method.

Samsung Pay allows users to add credit or debit cards, PayPal accounts, gift or reward cards, and memberships. So, Samsung Pay is almost like a physical wallet that aids its users in storing valuable cards. But, this digital wallet doesn’t allow users to request a specific amount; still, like the other wallets, users can transfer money.

However, the most significant difference between Samsung Pay and any other digital wallet is that the in-app or online payments that users make on Samsung Pay would require a Visa Checkout. Also, the app is only available for Android devices.

Amazon Pay

Amazon Pay is one the fastest growing digital wallet that was adopted in no time. It has made online purchases easy and instant. The checkout process is fast and secure for customers. Hence, the retail sites accept the e-commerce giant’s wallet.

If users already have an Amazon account with a linked payment source, they don’t even have to set it up again. It has made it flexible to use the users’ stored payment information at retail checkout pages firmly secured.

Also, the Alexa device allows users to make verbal payments using Amazon Pay. However, it not available as a specific application but connected to the Amazon account. So during the checkout process, users can find the Amazon Pay-based payment purchase and complete the transaction.

Facebook Pay

Facebook is well known. It is the most prominent social media platform with over 2.7 billion active monthly users. So the company has come up with a digital wallet that can be used on Facebook, Messenger, Whatsapp, and Instagram.

It allows users to make transactions directly through the Facebook or Instagram application. In fact, Facebook Pay is popularly known for charity donations. People can donate to any cause using the app on Facebook. Also, one can send money to friends and family – with zero processing fee. But, third-party sellers might charge a fee on the Marketplace. It is easy to download and use the Facebook Pay app through the Facebook platform. Hence you don’t need any other specific app to use this particular digital wallet.

So, these are the fantastic digital wallets that are available as go-to. They are just a click away. These are safe, super-fast, and transparent.

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