PayCircle User Fees

Fast | Secure | Rewarding

Quickly review our fee structure

We minimize or perhaps completely eliminate fees wherever we can, and basic transactions like sending and receiving Fiat money from your PayCircle account costs nothing.* Also, there are no hidden fees on PayCircle.

* Applicable on all PayCircle to PayCircle transactions. T&C applied.

Monthly fee

$0 (Zero)

Deposit

Traditional ACH - $0 (Zero)

Domestic Wire - $0 (Zero)

Instant Settlements - 3% on transaction value

International Wire - $0 (Zero)

$0 (Zero)

$0 (Zero)

3% on transaction value

$0 (Zero)

Withdraw

Using Traditional ACH - $2

Domestic Wire - $15

International Wire - $60

$2

$15

$60

Trade

1% on transaction

Transaction declines due to insufficient funds

$150

ACH FRAUD

$250

Deposit Via Cards

2.5%

Monthly fee

$0 (Zero)

Deposit

Traditional ACH

Domestic Wire

Instant Settlements

International Wire

$0 (Zero)

$0 (Zero)

3% on transaction value

$0 (Zero)

Withdraw

Using Traditional ACH

Domestic Wire

International Wire

$2

$15

$60

Trade

1% on transaction

Transaction declines due to insufficient funds

$150

ACH FRAUD

$250

Deposit Via Cards

2.5%

PayCircle to PayCircle

Peer-to-Peer fund transfer through PayCircle Wallet

PayCircle to Others

Transfer funds from your wallet to your beneficiary bank account using conventional bank transfer methods like ACH & Wire.

FDIC Insured

Every PayCircle account is FDIC insured up to $250,000

Banking

PayCircle is a financial services platform, not a bank

Instant Payments & Invest in Bitcoin

Banking services are provided by PayCircle's bank partner(s). Crypto services are provided by our custodial partner(s).

For any queries/complaints, contact PayCircle at support@paycircle.io